Stablebean: a stablecoin-backed spending voucher

1 bean = 1U
No login required, just an email to buy a code; supports USDT on-chain transfer and agent fiat pay. Codes are non-transferable and non-revocable, for spending only.

Buy codes now

Low-fee settlement

Merchant redemption charges only 0.5%~1%; USDT settles in real time; gas fees covered by the platform.

Secure and controlled

Per transaction <=50U; agent daily limit from 200U, merchant daily limit from 200U; comprehensive risk controls.

Dual-channel purchase

On-chain transfers and fiat pay run in parallel, covering users without crypto and exchange withdrawal scenarios.

FLOW

Complete purchase and redemption in four steps

Stablebean breaks the payment process into clear, traceable steps, balancing user experience and merchant settlement efficiency.

Choose a denomination

Users choose a code value <=50U and start with just an email.

Complete payment

Supports USDT (BSC/POL) transfer or agent fiat pay.

Get the code

The system generates the code; it is non-transferable and non-revocable.

Merchant redemption

Merchants verify and redeem via API; USDT settles in real time after fees.

ROLES

A win-win ecosystem for three parties

Users, agents, and merchants have clear roles: the platform escrows funds, settles automatically, and provides risk control and data support.

User

No login required; leave an email to buy and spend codes.

Agent

Pre-deposit 100U into escrow and set your own rate to earn.

Merchant

Redeem codes via API verification; USDT settles in real time.

Platform: manual review, blacklist screening, quota control, and compliance risk control.

Apply as merchant Apply as agent

Rules and safeguards

Stablebean's safety and stability come from a set of verifiable mechanisms.

Limits and review

Per transaction <=50U; agent daily limit from 200U, merchant daily limit from 200U; comprehensive risk controls.

Escrow and clearing

Agents pre-deposit into escrow; after merchant redemption, settlement occurs in real time at the fee rate with transparent fund flows.

Simple, transparent pricing

No fixed fees; charges apply only when redemption succeeds.

MERCHANT

Merchant fee

Per successful redemption

0.5%~1% fee

USDT real-time settlement

Gas fees covered by the platform

Daily limit from 200U

Apply to be a Merchant

ACCEPTOR

Agent plan

Pre-deposit 100U into escrow, raise the rate to earn returns, daily limit from 200U.

Apply to be an Agent

Get Started

Ready to start using Stablebean?

No login required; leave an email to buy a code. Merchants and agents can apply and start serving after approval.